Finance Calculators Utilities

Calculate your exact age in years, months, days, hours, minutes, and seconds. Includes birthday countdowns, leap year handling, zodiac signs, milestones, and date statistics.

Calculate exact difference between dates & times in years, months, weeks, days, hours, and seconds. Supports business days, weekend patterns, holiday exclusions, and date arithmetic client-side.

Calculate X% of Y, percentage increase, decrease, percent change, reverse percentages, tax additions, and discount deductions client-side.

Calculate GST amounts, inclusive/exclusive pricing, CGST, SGST, IGST tax splits, reverse GST amounts, and invoice summaries 100% client-side.

Calculate Equated Monthly Installments (EMI) for home, car, personal, and education loans client-side. Solves EMI, loan amount, interest rate, and duration.

Calculate SIP investment returns, maturity value, target corpus, required duration, and return rates client-side with interactive charts and milestone tracking.

Convert 170+ world currencies instantly with live and cached mid-market exchange rates, popular conversions grid, and conversion history.

Calculate monthly mortgage payments, including property tax, insurance, PMI, and HOA fees. View interactive amortization schedules and charts.

Generate a detailed loan or mortgage amortization schedule with advanced options like extra payments, interest-only, grace periods, and visual charts.

Calculate how extra payments, lump sums, or recurring payments accelerate your mortgage payoff and save on total lifetime interest costs.

Calculate how much house you can afford based on income, monthly debts, down payment size, and current interest rates using standard mortgage ratios.

Calculate how much rent you can afford based on income, utilities, parking, and fees. Compare rent scenarios and export lease schedules.

Calculate the Annual Percentage Rate (APR) and Effective Interest Rate on loans. Plan upfront fees, compare lenders, and export payment timelines.

Calculate your monthly FHA mortgage payment, upfront MIP, and annual mortgage insurance. Model financed premiums, compare down payments, and export schedules.

Calculate your monthly VA home loan payment and VA funding fee. Model financed fees, compare conventional/FHA rates, and export timeline schedules.

Calculate your Front-End and Back-End Debt-to-Income (DTI) ratios. Evaluate mortgage/rent expenses, credit cards, auto loans, and check lender qualification brackets.

Compare your current mortgage rate, balance, and payment to a new refinancing loan. Calculate closing costs, cash-out options, and your break-even point.

Evaluate real estate investments. Calculate monthly cash flow, cap rate, cash-on-cash return, operating expenses, and view interactive 30-year projections.

Calculate how much you can borrow against your home equity. Estimate monthly payments, LTV ratios, and total costs with interactive charts and amortization schedules.

Calculate home equity limits, variable rate payments, and simulate draw/repayment periods for a HELOC. Compare loan scenarios and closing costs with detailed graphs.

Calculate the home purchase down payment amount or percentage. Estimate loan principal, loan-to-value (LTV) ratio, monthly mortgage payment, property taxes, PMI, and cash needed at closing.

Compare the long-term wealth impact of renting a home versus buying one. Analyze monthly outlays, equity appreciation, investment returns, and break-even timeline.